Diversification
Used in the investment management context, to diversify means to spread your investment over a variety of securities so that the positive gains of some, neutralize the negative performance of others. In order for [...]
Socially Responsible Investing
In today’s world, there is a lot of pressure on publicly traded companies to not only increase their earnings year after year, but to expand their social and environmental awareness as well. In the [...]
If you keep all your cash in a savings account, you may be losing money in your sleep
For the majority of millennials, opening a savings account is a common way to hold and manage cash because of the perception that savings accounts are the most secure way to build a nest [...]
What does market cap mean for my portfolio?
Investment strategies designed to obtain long-term financial goals should be balanced and take into account respective market capitalizations of your prospective investments. Market capitalization is significant because it can help investors understand how a [...]
Your Golden Goose: Time in the market
It can be hard to conceptualize what your retirement savings will look like when you are still in your twenties, thirties, or forties – your late sixties and seventies are still a few decades [...]
Calculating the Rate of Return on your investment
How much income will you collect on an investment? How quickly will your investment appreciate? In the world of finance, these questions can be answered by calculating the Rate of Return. Return on a [...]
A useful beginners tool: Goal-based investing
This is an effective tool, particularly for investors just starting out. Goal-based investing simply means opening various investment accounts, each with a specific goal in mind. You can draw parallels between goal-based investing and [...]